Legal
Effective date: February 24, 2026
By accessing or using hichemrefes.com ("the Site") or purchasing any digital products offered here, you agree to be bound by these Terms of Service. If you do not agree, do not use the Site.
All products sold on this Site are digital goods (e-books, guides, templates). Upon successful payment, you receive a non-exclusive, non-transferable license to use the product for personal or professional use. You may not resell, redistribute, or republish any purchased material without explicit written permission.
We offer a 30-day, no-questions-asked money-back guarantee on all digital products. To request a refund, use our contact form within 30 days of your purchase date. See our full Refund Policy.
All content on this Site, including text, graphics, logos, and digital products, is the property of Hichem Refes and is protected by applicable copyright and intellectual property laws. You may not copy, reproduce, or create derivative works without prior written consent.
Products and content are provided "as is" without warranty of any kind. We make no guarantees regarding specific results, income, or outcomes from using our products. Results vary based on individual effort, experience, and market conditions.
To the fullest extent permitted by law, Hichem Refes shall not be liable for any indirect, incidental, or consequential damages arising from your use of the Site or purchased products. Our total liability shall not exceed the amount you paid for the product in question.
Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference.
We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated effective date. Continued use of the Site after changes constitutes acceptance.
These Terms are governed by the laws of Algeria. Any disputes shall be resolved through good-faith negotiation or, if necessary, through the appropriate courts of Algeria.
Questions about these Terms? Use our contact form.